Restaurant Contamination Insurance

Program

Euclid Crisis Management’s Restaurant Contamination Insurance (RCI), also known as “foodborne illness insurance,” is a specialized first-party coverage designed to safeguard restaurants and other retail food establishments from financial losses due to food contamination incidents. It ensures that businesses are financially covered in the event of a foodborne illness outbreak, which can lead to significant revenue loss and brand damage.

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Coverages

Insured Events

  • Product Adulteration
  • Contact Surface Contamination
  • Supplier Contamination
  • Government Determination
  • Adverse Publicity
  • Trade Name Publicity
  • Contagion Closure
  • Product Extortion

Covered Losses

  • Ascertainment Costs
  • Crisis Response Expenses
  • Forensic Accounting and Claims Service Expenses
  • Cleaning Expenses
  • Inoculation and Vaccination Expenses
  • Recall Response
  • Replacement and Restoration Costs
  • Brand Restoration
  • Extortion Recovery
  • Business Recovery and Extra Expense
  • Lost Royalties

Additional Coverages

  • Workplace Violence Extension
  • Proposition 65 Mislabeling Extension
  • Enhanced Contagion Closure

Looking for more information? For inquiries, quotes, or 
support, reach out to our team.

Target Risks

Franchisee

Franchisee or Corporately Owned Chain Restaurants

Private Brand Establishments

Private Brand Establishments

Embedded Restaurants

Embedded Restaurants / Eateries

Including country clubs, hotels, supermarkets, breweries / brewpubs, shopping malls, cruise ships, airports, hospitals, amusement parks, and office buildings
Catering Services

Catering Services

Food Trucks

Food Trucks

Ghost Kitchens

Ghost Kitchens

Delivery Services

Delivery Services